Is it cheaper to rent or to buy?

Is it cheaper to rent or to buy?

If you can’t afford to buy, renting is cheaper. Right? Well, the latest figures show that might not be the case with average mortgage payments LESS than average rent payments. But does that mean buying a home costs less than renting? If you look at the annual cost, it...
What to look for on viewings.

What to look for on viewings.

Your viewings are the prime opportunity get clarity on what you would be renting if you took the property so it’s vital to ask any questions you have. If the property is currently tenanted and being let furnished, you need to be clear what is included and what is not,...
Choosing where to buy…

Choosing where to buy…

Before you look for a property, you need to decide on the area. It could be the most important decision you make: get it wrong and you will either be unhappy with where you live, or face the costs of moving again  If you want to move to a new home close to where you...
What is a tenancy agreement?

What is a tenancy agreement?

A tenancy agreement is a contract between you and your landlord. It allows you live in their property as long as you pay rent and follow the rules. It sets out legal terms and conditions of your tenancy. A tenancy can either be: ·        A fixed-term (in place for a...
The hidden costs of buying a property…

The hidden costs of buying a property…

There are lots of hidden costs that can add more than 10% to the total bill, which you need to factor in to your buying budget. Maintaining  a property also costs more than many former rental tenants can expect. If you are not prepared for these costs, the first few...