The process of buying a property…

The process of buying a property…

Buying your first home can be daunting. The decisions you make along the way could save money or cost more money. Here’s a step by step guide to buying a home.   Decide if buying a home is for you… Even though 86% of people in the UK want to own their home, it’s not...
The hidden costs of buying a property…

The hidden costs of buying a property…

There are lots of hidden costs that can add more than 10% to the total bill, which you need to factor in to your buying budget. Maintaining  a property also costs more than many former rental tenants can expect. If you are not prepared for these costs, the first few...
Saving for a deposit…

Saving for a deposit…

Homeownership in the UK has fallen to the lowest level in 25 years and this has a lot to do with the rise in deposits required to secure a mortgage. House prices are around six times the average salary and following the outcry over irresponsible lending banks are...
Can I afford to buy a property?…

Can I afford to buy a property?…

You want to buy your first home, so you ask yourself is, “can I actually afford to buy a property?” We think getting on the property ladder is a great idea, but only if you are in a suitable financial position… How much can I borrow? How much you can borrow from...