The process of buying a property…

The process of buying a property…

Buying your first home can be daunting. The decisions you make along the way could save money or cost more money. Here’s a step by step guide to buying a home.   Decide if buying a home is for you… Even though 86% of people in the UK want to own their home, it’s not...
The hidden costs of buying a property…

The hidden costs of buying a property…

There are lots of hidden costs that can add more than 10% to the total bill, which you need to factor in to your buying budget. Maintaining  a property also costs more than many former rental tenants can expect. If you are not prepared for these costs, the first few...
Saving for a deposit…

Saving for a deposit…

Homeownership in the UK has fallen to the lowest level in 25 years and this has a lot to do with the rise in deposits required to secure a mortgage. House prices are around six times the average salary and following the outcry over irresponsible lending banks are...
How to buy and sell at the same time…

How to buy and sell at the same time…

A property chain can cause dreaded chaos, which can end up with complications at the last minute. So, take a look at the steps you can take to help reach those milestones more smoothly if you find you’re having to buy and sell at the same time. In an ideal world,...
Can I afford to buy a property?…

Can I afford to buy a property?…

You want to buy your first home, so you ask yourself is, “can I actually afford to buy a property?” We think getting on the property ladder is a great idea, but only if you are in a suitable financial position… How much can I borrow? How much you can borrow from...