Choosing where to buy…

Choosing where to buy…

Before you look for a property, you need to decide on the area. It could be the most important decision you make: get it wrong and you will either be unhappy with where you live, or face the costs of moving again  If you want to move to a new home close to where you...
Saving for a deposit…

Saving for a deposit…

Homeownership in the UK has fallen to the lowest level in 25 years and this has a lot to do with the rise in deposits required to secure a mortgage. House prices are around six times the average salary and following the outcry over irresponsible lending banks are...
Can I afford to buy a property?…

Can I afford to buy a property?…

You want to buy your first home, so you ask yourself is, “can I actually afford to buy a property?” We think getting on the property ladder is a great idea, but only if you are in a suitable financial position… How much can I borrow? How much you can borrow from...
Should I Sell?

Should I Sell?

Should you sell at all? ·        If you are considering selling because you need more space, have you instead considered building an extension, converting the attic, or digging out the basement? The costs of moving are so great (particularly with stamp duty) that it...